Commercial Mortgages
Owning your premises can be a powerful step forward for any business. Whether you are purchasing your first office, a new warehouse, expanding your footprint, or refinancing an existing property, a commercial mortgage offers a route to long-term stability and growth.
At Mair Finance, we specialise in helping businesses secure the right commercial mortgage, with competitive terms tailored to your ambitions.
What is a Commercial Mortgage?
A commercial mortgage is a loan secured against property that is used for business purposes. This could be anything from an office building or warehouse, to retail units, industrial sites, or land for future development.
Like residential mortgages, they are typically repaid over an agreed period with interest, but commercial mortgages are designed around the specific needs and circumstances of the business borrowing the funds.
Who are Commercial Mortgages suitable for?
Commercial mortgages are ideal for:
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Businesses looking to purchase their trading premises
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Companies seeking to expand or relocate
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Investors purchasing commercial property to let
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Businesses looking to refinance and release equity from existing properties
They are suitable for a wide range of industries, including manufacturing, retail, logistics, professional services, and construction.
How Commercial Mortgages can help your business
Commercial mortgages open the door to a range of opportunities, including:
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Buying property rather than paying rent
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Expanding into larger or multiple premises
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Refinancing existing commercial property for better rates or terms
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Raising capital against owned property for business growth
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Securing property for investment or redevelopment purposes
Owning your premises can bring stability, flexibility, and financial benefits that renting simply cannot match.
Key benefits of Commercial Mortgages
Long Term Stablility
Owning your own property protects your business from unpredictable rental increases and lease negotiations.
investment in your future
Property ownership can increase the value of your business and provide a tangible asset for the future.
access to better rates
By securing borrowing against property, you may access lower interest rates compared to unsecured loans.
Opportunity to Build Equity
As you repay your commercial mortgage, you build equity in the property, improving your financial standing over time.
customise your premeses
Owning your property gives you the freedom to tailor it to your exact business needs without landlord restrictions.
How We Can Help
At Mair Finance, we are committed to finding the commercial mortgage that best fits your business and your long term goals.
access to our lenders
Access to competitive rates and flexible terms
tailored solutions
Mortgages structured around your unique business requirements
Clear communication
Support through the entire application, valuation and completion process
additional support
Advice on refinancing, equity release, or property investment strategies
Our Role
We take the time to understand your business, ensuring the solution we recommend strengthens your future rather than straining your cash flow.
“I approached Lee on behalf of one of my clients who was seeking a loan to acquire a commercial property, with his lease agreement coming to an end this year.
I had thoughts that we would have weeks of information requests and justification for the borrow based on recent banking experiences. However, I was pleasantly surprised by Lee’s approach to this application, and within a week we had everything we needed. A very successful outcome conducted with the least amount of hassle.
Both my client and I were very impressed with the result and cannot thank Lee enough for the care and attention he showed in dealing with this application.”
Why choose Mair Finance for your Commercial Mortgage?
When it comes to commercial property finance, experience and relationships matter. Mair Finance brings both to the table.
Businesses choose us because we offer:
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Personal, hands-on service from start to finish
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Clear, honest communication with no jargon
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A strong understanding of the property and lending markets
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Tailored advice, not generic solutions
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A proven track record of securing successful outcomes for businesses across the UK
Your success is our priority. We are not just arranging a mortgage — we are helping you lay the foundations for the next stage of your business journey.
Ready to secure your future?
If you are ready to invest in your own premises, refinance an existing property, or explore commercial property investment, we are ready to help.
Speak to Mair Finance today to find out how a commercial mortgage could give your business the space it needs to grow.